b'LIVING ON A LOW INCOMEThe repayments are taken directlyClaiming benefitsfrom your benefits. To find out if you are eligible visit https://www.gov.uk/ If you are claiming benefits and have budgeting-help-benefits/eligibility. moved into emergency or temporary Turn to Us also offers support in theaccommodation you must update form of direct grants and funds. Forwhoever pays your benefits about your more information consult their webpage. change of circumstances so that you keep getting the right payment. You will also need to make a separate claim for Other loans Housing Benefit from the Council to get support with housing costs.Be very careful with other kinds ofIf you do not report a change of borrowing. Things like payday loans, circumstances to the Department for log book loans and doorstep lendingWork and Pensions (DWP), you might can seem like an easy solution, butbe paid too much. If you are, you might can make a bad situation worse.have to pay some of the money back.Theyre often a very expensive way of borrowing, so always try to find otherYou can calculate what benefits you are ways - such as joining a credit union.eligible for at: Turn to Us.Credit unions offer banking services to people who would otherwise find them difficult to get.Universal CreditSutton, Merton and Croydon CreditReport changes using your Universal Union is called Croydon Plus and Credit online account or contact the is based at Bernard Weatherill House Universal Credit helpline.in Croydon.Disability benefitsIf you disagree with a decisionCall the Disability Service Centre to about your entitlement to benefits,report changes if you get Disability you can ask the DWP for a review.Living Allowance (DLA) or Personal You usually need to request Independence Payments (PIP).the review within one month. Citizens Advice Sutton can offer help and advice.11'